Leap Systems, LLC ("LEAP") respects the individual privacy of our users and has developed this Privacy Policy to demonstrate its commitment to protecting your privacy. This Privacy Policy is intended to describe for you, as an individual who is a user of our services, the information we collect, how that information may be used, with whom it may be shared, and your choices about such uses and disclosures. We encourage you to carefully read this Privacy Policy when using our website or services or transacting business with us. By accessing and using our website, you are accepting the practices described in this Privacy Policy. If you have any questions about LEAP's privacy practices, please refer to the end of this Privacy Policy for our contact information.

Information We Collect

In General

We may collect personal information that may identify you such as your name and email address and/or other information that does not identify you. When you directly provide personal information through our website, the information collected may be sent to servers located in the United States.
Information you provide. We may collect and store any personal information you enter on our website or provide to us in some other manner in our database(s). This includes identifying information, such as your name, address, e-mail address, and telephone number, and, if you transact business with us, purchase history, financial information such as your payment method (valid credit card number, type, expiration date or other financial information). We also may request information about your interests and activities, your gender and age, your financial life and other demographic information, as well as public information such as user feedback ratings, reviews and comments, and other information you view or contribute to the website, whether or not such information is viewable by other users.

If you choose to use the LEAP's website in conjunction with any account aggregation service (to the extent LEAP makes such a service available) provided therein (on the web or via a mobile app), the website will require and request, via our third party partners, user names and passwords in order to access information as it relates to your bank account, credit cards, investment account or loans. LEAP does not store your usernames or passwords for financial institutions on its servers. LEAP does not warrant the validity or accuracy of the information provided within its website or application by way of any third party integration at the time of user access.

Information from other sources. We may also periodically obtain both personal and non-personal information about you from other business partners, contractors and other third parties (collectively, "Affiliates"). Examples of information that we may receive from Affiliates includes: updated delivery and address information, purchase history, complementary products and offerings, and additional demographic information.

Use of the Information We Collect

In General

We may use information that we collect about you to:
provide to you the products and services that you have requested;
manage your account and provide you with client support;
perform research and analysis about your use of the application, or interest in, our products, services, or content, or products, services or content offered by Affiliates;
aggregate anonymous personal financial data such as you may enter into our application whether manually or by a third-party aggregation service (if a service, then a separate contract/fee may be required; LEAP shall notify users when this service is available for license by users. This service may be changed or discontinued at any time at LEAP's sole discretion). This aggregated data does not identify a particular user(s) or otherwise allow anyone to recover sensitive information about individual user(s). Aggregate information belongs to LEAP, and is not subject to this privacy policy;
communicate with you by e-mail, postal mail, telephone and/or mobile devices, or by intra-application messaging about products or services that may be of interest to you either from us or Affiliates;
develop and display content and advertising personalized to your interests from our site or from other sites;
enforce all the terms and conditions of our agreements with you;
manage our business in our sole discretion; and
perform any other functions not covered herein as otherwise described to you at the time of interacting with you.
Use of Cookies and Other Technologies to Collect Information
We use various technologies to collect information from your computer and about your activities on our website.
Information collected automatically. Upon initial authentication, we may collect information about your device type, operating system, and other non-personal identifying information that may assist the application in both providing you with a good user experience as well as certain security provisions. We automatically collect information about and from your browser when you visit our website or use our application. This information may include your IP address, your browser type, language, access times, the content of any undeleted cookies that your browser previously accepted from us (see "Cookies" below), and referring website addresses.

Cookies. When you visit our website or use our application, we may assign your computer one or more cookies, to facilitate access to our site and to personalize your online or application experience. Through the use of a cookie, we also may automatically collect information about your online activity on our site, such as the web pages you visit, the links you click, the searches you conduct on our site. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies or turn cookies off. If you choose to decline cookies, please note that you may not be able to sign in, use some of the interactive features offered on our website/application.

Other Technologies. We may use standard Internet technology, such as web beacons and other similar technologies, to track your use of our site and certain features of it for our purposes and for the purposes of providing you with data analytics (if and when the analytics of those features are reported to you at the sole discretion of LEAP). We also may include web beacons in promotional or e-mail or intra-application messages to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customize user experience and the services we offer our uses and website visitors in order to deliver enhanced services and targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming or other activities. None of LEAP's tracking technologies, to the extent that they become live within the application or the website, link to personally identifiable information.


A cookie is a small text file that is stored on a user's computer for record keeping purposes. Cookies can be either session cookies or persistent cookies. A session cookie expires when you close your browser and is used to make it easier for you to navigate our website. A persistent cookie remains on your hard drive for an extended period of time. For example, when you sign in to our website, we will record your user or member ID and the name on your user or member profile in the cookie file on your computer. We also may record your password in this cookie file, if you indicated that you would like your password saved for automatic sign-in. For security purposes, we will encrypt any usernames, passwords, and other user or member account-related data that we store in such cookies. In the case of sites and services that do not use a user or member ID, the cookie will contain a unique identifier. We may allow our Affiliates to serve cookies from our website to allow them to assist us in various activities, such as doing analysis and research on the effectiveness of our site, content and advertising. You may delete or decline cookies by changing your browser settings. (Click "Help" in the toolbar of most browsers for instructions.) If you do so, some of the features and services of our website may not function properly. We may allow third-parties, including advertising companies, and ad networks, to display advertisements on our site. These companies may use tracking technologies, such as cookies, to collect information about users who view or interact with their advertisements. Our website does not provide any personal information to these third parties, nor do we ever sell your personal information to any third party, but they may collect information about where you, or others who are using your computer, saw and/or clicked on the advertisements they deliver, and possibly associate this information with your subsequent visits to the advertised websites.

Web Beacons

Web beacons (also known as clear gifs, pixel tags or web bugs) are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users or to access cookies. Unlike cookies which are stored on the user's computer hard drive, web beacons are embedded invisibly on the web pages (or in email) and are about the size of the period at the end of a sentence. Web beacons may be used to deliver or communicate with cookies, to count users who have visited certain pages and to understand usage patterns. We also may receive an anonymous identification number if you come to our site from an online advertisement displayed on a third-party website.

Personal information

We will share your personal information with Affiliates only in the ways that are described in this privacy statement or in another license agreement you have with LEAP.We do not sell your personal information to Affiliates.

We may share personal information with:

Authorized service providers: We may share your personal information with our Affiliates that perform certain services on our behalf. These services may include processing credit card payments, providing customer order fulfillment services, marketing assistance, performing business and sales analysis, supporting our website functionality, and supporting contests, sweepstakes, surveys and other features offered through our website and our social media network. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such information for any other purposes.

Other Situations. We also may disclose your information:

In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.

When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreement s or policies.

If LEAP is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Third-Party Websites

There are a number of places on our website or application where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an "information tab", you may be provide with a direct feed of data and a link to a website that we do not control. These third-party websites may independently solicit and collect information, including personal information, from you and, in some instances, provide us with information about your activities on those websites. We recommend that you consult the privacy statements of all third-party websites you visit by clicking on the "privacy" link typically located at the bottom of the webpage you are visiting.

How you can Access your Account Information

If you have an active account with us, you have the ability to review and update your personal information online by logging into your account using the login link at top of the screen. You can also review and update your personal information by logging into the LEAP website using your unique username and password or sending us an email at [email protected]

If you chose to terminate your account, you will not be able to sign in to our website or access any of your personal information. However, if you chose to terminate your account prior to the end of your termination period, your account will remain active for up to 30 days if you change your mind and you can re-access all of your information. If you close your account, we may still retain certain information associated with your account for analytical purposes and recordkeeping integrity, as well as to prevent fraud, enforce our terms and conditions, take actions we deem necessary to protect the integrity of our web site or our users, or take other actions otherwise permitted by law. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at [email protected] In addition, if certain information has already been provided to third parties as described in this Privacy Policy, retention of that information will be subject to those third parties' policies.

Choice, Collection and Use of your Information

You can choose not to provide us with certain information, but that may result in you being unable to use certain features of our website or application or the application not providing all of the detail it is capable of because such information may be required in order for you to register as a member; perform services for clients; utilize the financial application; participate in a contest, promotion, survey, or sweepstakes; ask a question; rate, review or comment on articles and merchants, or initiate other transactions on our website or application.

You will be given the opportunity, in any commercial message that we send to you, to opt out of receiving such messages in the future. It may take up to 5 business days for us to process an opt-out request. We may send you other types of transactional and relationship e-mail or intra-application message communications, such as service announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them. Please note that changing information in your account, or otherwise opting out of receipt of promotional email communications will only affect future activities or communications from us. If we have already provided your information to a third party (such as an event provider) before you have changed your preferences or updated your information, you may have to change you preferences directly with that third party.

How we Protect your Personal Information

We take appropriate security measures (including physical, electronic and procedural measures) to help safeguard your personal information from unauthorized access, disclosure, and compromise. For example, only authorized employees are permitted to access personal information, and they may do so only for permitted business functions. In addition, we use state-of-the-art encryption in the transmission of your sensitive personal information between your system and ours, and we use anti-virus software and firewalls to help prevent unauthorized persons from gaining access to your personal information. We want you to feel confident using our website and application to transact business. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your personal information, searches, or other communications will always remain completely secure. Users should also take care with how they handle and disclose their personal information, especially login credentials, and should avoid sending personal information through insecure email, such as bank account numbers, social security numbers, etc.

Visiting our Website and Using our Application from outside the United States

This Privacy Policy is intended to cover collection of information on our website from residents of the United States and Canada. If you are visiting our website from outside the United States and Canada, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. Please be assured that we seek to take reasonable steps to ensure that your privacy is protected. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this privacy policy.

No Rights of Third Parties

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the website.
Changes to this Privacy Policy

We will occasionally update this Privacy Policy to reflect changes in our practices, services, and feature offerings. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy. If we make any material changes in the way we collect, use, and/or share your personal information, we will notify you by sending an intra-application message (if that feature is made available at the sole discretion of LEAP) and/or, by prominently posting notice of the changes on our website or within the application itself. We recommend that you, from time to time, check our website or remember to take notice as you log into the application to inform yourself of any changes in this Privacy Policy or any of our other policies.

How to contact us

If you have any questions about this Privacy Policy or our information-handling practices, or if you would like to request information about our disclosure of personal information to third parties for their direct marketing purposes, please contact us by e-mail or postal mail as follows:

[email protected]
attn.: Privacy Officer
Leap Systems, LLC
1170 US HWY 22 East, Suite 204
Bridgewater, NJ 08807

Version 1.11 Copyright © 2016 Leap Systems, LLC. All Rights Reserved.